Choose the account that works best for your business.
* Rates are subject to change. Fees could reduce earnings.
| Business Checking Accounts |
Premier Business Checking |
Business Interest Checking |
Business Analysis Checking |
Attorney Client Trust Checking |
| |
For businesses with low transaction volume. |
For sole proprietors and non-profits wanting interest, but with limited transaction volume. |
For businesses with high transaction volume and using multiple services. |
For attorney use for future disbursements to third parties. |
| Minimum Opening Deposit |
$100 |
$100 |
$100 |
$100 |
| Balance to Avoid Monthly Maintenance Fee |
$3,000 Minimum Daily Balance or $8,000 Average Daily Balance |
$1,000 Minimum Daily Balance or $3,000 Average Daily Balance |
$500 Minimum Daily Balance |
Not applicable |
| Applicable Fees When Below Minimum and Transaction Fees |
$15 if below minimum balance
- 150 checks per month then $.50 each
- 20 deposits per month then $1.25 each
|
$10 if below minimum balance
- 50 checks per month then $.50 each
- 15 deposits per month then $1.25 each
|
$17.50 if below minimum balance
Activity charges apply, see fee schedule.
|
$10 per month charged against the interest earned. |
| Interest Calculations and Crediting* |
Non-interest bearing account |
Interest compounds daily and is credited monthly.
Minimum daily balance of $1,000 to earn interest.
|
Non-interest bearing account
Earnings credit calculated at the 91 day T-bill monthly average on 90% of investable balance
|
Interest compounds daily and is credited monthly. |
| ATM or Debit Card |
ATM or debit card available with this account
No fees at CCB ATMs
|
ATM or debit card available with this account
No fees at CCB ATMs
|
ATM card available with this account
No fees at CCB ATMs
|
No card available with this account |
| Business Online Banking |
$25 monthly fee |
$25 monthly fee |
$25 monthly fee |
$25 monthly fee |
| Business Online Bill Pay |
First 60 days free, then $10 monthly fee |
First 60 days free, then $10 monthly fee |
First 60 days free, then $10 monthly fee |
Not available with this account |
| 24-Hour Telebank Telephone Banking |
Free |
Free |
Free |
Free |