Choose the accounts that help you reach your savings, investment and retirement goals.
| Personal Checking Accounts |
Personal Money Market Account |
Personal High Yield Money Market Account |
Personal Savings Account |
Health Savings Account |
Individual Retirement Accounts |
Personal Certificates of Deposit |
| |
Earn higher interest with limited check writing. |
Earn higher interest on higher balances with limited check writing. |
Earn interest with access when you need it. |
Take advantage of tax-free savings for healthcare expenses. |
Save for retirement and choose from savings or certificate of deposit options. |
Earn higher interest for a fixed term. |
| Minimum Opening Deposit |
$10,000 |
$10,000 |
$100 |
$100 |
IRA Savings: $100 IRA CD: $2,000 |
$2,000 |
| Balance to Avoid Monthly Maintenance Fee |
$2,500 Minimum Daily Balance or $10,000 Average Daily Balance |
$25,000 Minimum Daily Balance or $50,000 Average Daily Balance |
$500 Minimum Daily Balance |
$250 Minimum Daily Balance |
Not applicable |
Not applicable |
| Applicable Fees When Below Minimum or Based on Transaction Limitations |
$15 monthly fee if below minimum balance Federal transaction limitations apply.* Excess transaction charge $10 each |
$25 monthly fee if below minimum balance Federal transaction limitations apply.* Excess transaction charge $10 each |
$10 quarterly fee if below minimum balance Savings withdrawals in excess of 9 per quarter are $3 each.* |
$3 monthly fee if below minimum balance |
$10 annual fee $15 transfer out fee |
No transactions permitted. Subject to substantial early withdrawal penalty. |
| Interest Calculations and Crediting** |
Interest compounds daily and is credited monthly. Minimum daily balance of $1,000 to earn interest. |
Interest compounds daily and is credited monthly. Minimum daily balance of $1,000 to earn interest. |
Interest compounds daily and is credited monthly. Minimum daily balance of $100 to earn interest. |
Interest compounds daily and is credited monthly. Minimum daily balance of $2,500 to earn interest. |
Interest compounds daily and is credited monthly. |
Interest compounds daily and is credited monthly. |
| ATM Card |
ATM card available with this account No fees at CCB ATMs |
ATM card available with this account No fees at CCB ATMs |
ATM card available with this account No fees at CCB ATMs |
Card not available with this account |
Card not available with this account |
Card not available with this account |
| Personal Online Banking |
Free |
Free |
Free |
Free |
Free |
Free |
| Personal Online Bill Pay |
First 60 days free, then $5 monthly fee |
First 60 days free, then $5 monthly fee |
Not available with this account |
Not available with this account |
Not available with this account |
Not available with this account |
| 24-Hour Telebank Telephone Banking |
Free |
Free |
Free |
Free |
Free |
Free |
Let us help you select the right savings account to help you reach your goals. Please call a local branch or contact us anytime at info@CountyCommerceBank.com.
Please review the Terms and Conditions information available in our branches or contact us for full details on County Commerce Bank's Products and Services.
* According to government regulations, certain transactions are limited. The account holder is permitted to make unlimited transfers in person. Transfers to another account or to third parties by preauthorized, automatic, telephone or computer transfer or by debit card or similar order to third parties are limited to six per statement cycle. See our fee schedule and account disclosures for complete rules and regulations.
** Rates are subject to change. Fees could reduce earnings.